TX Agent Bulletin # 2016-09-13

Declarations Page Correction Regarding Mold and Fungi Coverage

Dear Agent Partner,

Recently, we identified an error with several of our Texas HO declarations pages issued through Agency Link. Due to a system error, many declarations pages indicated that the customer had selected Limited Fungi or Microbes coverage with a $5,000 limit. However, this is not an available limit.

UPC’s homeowners base policies for forms HO3, HO4, HO5, and HO6 do not include fungi or microbes coverage. However, it is available via endorsement (HO 04 45 Limited Fungi or Microbes Coverage – Texas) for an additional charge. This endorsement provides for remediation with limits of 25%, 50% or 100% of Coverage A. 

The process of correcting the impacted declarations pages is already underway. Insureds impacted by this error will receive a Notice of Change along with an updated declarations page in the mail. Review a sample of this notice here

If you have any questions about these changes or need assistance with a specific policy, please contact us at 800-295-8016.


Gonzalez Tony Signature 183 pix.jpg

Tony Gonzalez
State Sales Director

Susan Upshaw, CIC
Select Insurance Markets, LP.
(281)350-8366(281)350-8366 Direct or 1-800-489-25011-800-489-2501 X126 Toll Free
(713)204-0283(713)204-0283 Cell
(281)651-1139 Fax
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